Grant Funds Are Currently Unavailable

Funds for this program are currently exhausted. Please check back soon or contact a participating counseling agency for future updates.

Program

Eligibility

To qualify, all of the following conditions must be met:

• Must be a first-time homebuyer, as defined by HUD.

• One grant per household only.

• Completion of a homebuyer counseling program through one of the following approved organizations:

  • Congreso

  • HACE

  • NKCDC

  • Urban League

• Provide the following two weeks before closing:

  • Agreement of Sale

  • Loan Estimate

  • Settlement Notice

  • Wiring Instructions

• Property must be a single-family home or duplex.

• Household income must be below 150% of the Area Median Income (AMI).

• The property must be located within an eligible ZIP code (see below).

Required Documents:

• Agreement of Sale (signed purchase contract)

• Loan Estimate (from the lender)

• Settlement Notice (from the title company)

• Wiring Instructions (for grant disbursement)

All documents should be submitted through the established process no later than two weeks prior to closing in order to receive the grant funding.

Income Eligibility Guidelines

Family Size

Maximum Income

1

$125,400

2

3

4

5

6

7

8

$143,325

$161,250

$179,100

$193,500

$207,825

$222,150

$236,475

More than 8 people

$236,475

Eligible
ZIP CODES

1 9 1 0 4 , 1 9 1 1 1 , 1 9 1 1 4 ,
1 9 1 1 5 , 1 9 1 1 6 , 1 9 1 2 0 ,
1 9 1 2 1 , 1 9 1 2 4 , 1 9 1 2 6 ,
1 9 1 3 4 , 1 9 1 3 1 , 1 9 1 3 2 ,
1 9 1 3 5 , 1 9 1 3 6 , 1 9 1 3 7 ,
1 9 1 3 8 , 1 9 1 3 9 , 1 9 1 4 0 ,
1 9 1 4 1 , 1 9 1 4 2 , 1 9 1 4 3 ,
1 9 1 4 4 , 1 9 1 4 5 , 1 9 1 4 6 ,
1 9 1 4 9 , 1 9 1 5 0 , 1 9 1 5 1 ,
1 9 1 5 2 , 1 9 1 5 3 , 1 9 1 5 4

How to Apply

Contact one of the participating housing counseling agencies to begin the application process. These organizations will guide you through counseling and submission:

• Congreso

• HACE

• NKCDC

• Urban League

Instructions for Title Companies

If the funds are no longer required or must be returned, please contact housing@urbanleaguephila.org, to obtain further instructions:

• Reasons for return:

  • Transaction cancelled

  • Contract terminated

  • Funds were not applied or exceeded

⚠️ Funds must not be paid directly to the participant under any circumstance.

Funded by